Pricing & Fit

What care costs here, in full.

No hidden fees, no surprise line items, no pressure. Here's every number, up front, so you can decide before you fill out a form.

Know the number. Then decide.

Coverage

What insurance do you accept?

Tap your state below to see what's accepted there. If you don't see your plan listed in your state, know that we're actively credentialing with additional insurers — check back for updates.

Choose your state tap to switch
  • UnitedHealthcare
  • Aetna
  • Blue Cross Blue Shield
  • TRICARE
  • Medicaid $0 cost to you

Not on this plan? Private pay and superbills for out-of-network reimbursement are always available — see "Good to know" below.

  • UnitedHealthcare
  • Aetna
  • First Health / Curative
  • Anthem BCBS
In credentialing
MedicaidUnderway, coming months

Waiting on one of these? Call us — we can tell you exactly where it stands and talk through private pay in the meantime.

  • Private pay only, for now
In credentialing
AetnaFinal stages
MedicaidBeing explored
Blue Cross Blue ShieldEarly stages
  • Private pay only, for now

We're actively working toward in-network coverage in every state we serve.

Price calculator

What will you actually pay?

We accept many insurances and private pay. Private pay rates are $175–$215 per session. We also have a membership fee for all families that work with us, except those using Medicaid, as their fee is waived.

Click the option that pertains to you, and we'll do the math for you.

I'm paying with tap to switch

Private pay runs $175–$215 per session, depending on your therapist's level of training and experience.

We verify your benefits before your first appointment and give you an estimated copay from your insurer. See which insurances we take above.

Sessions$700–$8604 sessions / month · $175–$215 per session
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Membership$0 or $129/mo$129/mo for child therapy · no fee for teen/adult therapy
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Estimated monthly cost$700–$989
SessionsYour copayPer visit, if your plan is in-network
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Membership$129 or $239/mo$239 for children & families, $129 for teens & adults
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Estimated monthly costCopays + $129–$239/mo

Clients with Medicaid receive all services and membership free of charge — currently available in Colorado.

Sessions$0
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Membership$0Fully scholarshipped
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Estimated monthly cost$0
Support between sessions

The Rooted Rhythm membership

Every client here is also a member — one fee per household that unlocks full access to the Tuned In Institute, home to resources supporting your family's therapeutic process. Lasting change doesn't happen only during sessions — it happens in the space between them, too. This fee is in addition to your session fees.

Children & families
$239/month
Teens & adults
$129/month

Rates above apply to insurance clients. Private pay clients pay $129/month for child therapy and no membership fee for teen or adult therapy — see the calculator for your exact number. These fees are in addition to session fees.

Tuned In Institute

Research, education and support for sensitive humans. Tuned In Institute is our peer organization, and your membership includes full access to its library for everyone in your home.

  • Parent education
  • Self paced courses
  • Video library
  • Handouts and worksheets
  • Nervous system education
  • Practical tools for home
  • Remi, our AI Concierge
See what is inside at tunedininstitute.org →
Can't be billed to insurance. The membership is educational, not a medical service — no billable codes exist for it, and it can't appear on a superbill either. Plan for it as a separate out-of-pocket cost, except with Medicaid.

Medicaid families: fully scholarshipped — $0, same full access as every other family. Need-based assistance is also available for anyone the fee doesn't currently work for — just ask.

Start here, honestly

Is this the right fit right now?

We'd rather you know this before session one than discover it six weeks in.

Likely a good fit if —

  • You want a structured plan with a clear end point, not open-ended therapy
  • Parents are willing to participate, including their own sessions
  • You want to practice skills at home between appointments
  • The full monthly cost — sessions plus membership — works for your household
  • You're looking for care built around sensitivity and the nervous system

Likely not a fit if —

  • You need the lowest-cost option available (membership is required unless you're on Medicaid)
  • You want indefinite weekly sessions with no treatment plan
  • You'd prefer your child be seen without any parent involvement
  • You need every cost billed to insurance — the membership can't be
  • You need a custody evaluation, legal documentation, or same-day crisis care
In crisis? Call or text 988 any time, or go to your nearest emergency room. If this isn't the right fit for any reason, we're glad to help point you toward the Psychology Today directory, Open Path Collective, or your insurer's provider list instead.
The fine print, made findable

Good to know before you start

Tap any question to expand it.

What does a typical treatment plan look like?

For child therapy, we intentionally work in a 12-session container rather than open-ended weekly therapy with no defined endpoint. A contained structure gives your family clear goals, a shared roadmap, and a real point to check progress against — instead of therapy quietly becoming an indefinite commitment.

Why we work this way:

  • Concrete goals set at the start, so progress is measurable rather than open-ended
  • A defined endpoint keeps the work focused instead of drifting
  • Built-in checkpoints — an intake and a closing session — to reassess what's working
  • A shared roadmap your whole family can see and stay committed to

Child & teen therapy often starts with a plan like this:

Session typeTypical plan
Parent intake1
Child or teen sessionsAbout 12
Parent closing session1
TotalAbout 14 sessions

Some cases genuinely call for more time — a more complex situation, or a new goal that emerges along the way. When that's true, your therapist will talk with you about extending thoughtfully, rather than defaulting to indefinite sessions. You're never locked into a set number and can stop at any time.

Adult therapy is individualized — most adults attend weekly or every other week, worked out with their therapist.

Will I know my out-of-pocket cost before my first appointment?

Yes. We verify your benefits before your first appointment and walk you through your estimated copay, deductible, or coinsurance.

One honest caveat: benefit verification is an estimate from your insurer, not a guarantee. The final amount is only set once claims are actually processed, so your real cost may differ slightly from the estimate.

What if you're out-of-network with my plan?

We provide a superbill — an itemized receipt with the diagnosis and procedure codes your insurer needs — and you submit it yourself. Reimbursement depends entirely on your out-of-network benefits and deductible; some families get a meaningful amount back, some get nothing, and we can't influence which. Worth calling the number on your insurance card to ask about your out-of-network mental health benefit before assuming either way.

One limit: the membership fee can never appear on a superbill. It's an educational product with no medical billing codes, so plan for it as a cost separate from any reimbursement.

Why might I see two charges in one week?

If your child's plan includes both a ~40-minute child session and a separate 15–20 minute parent session, these are billed as two distinct clinical encounters — even if they happen the same day. If you're using insurance, each one may carry its own copay, deductible, or coinsurance. We'd rather you hear that here than see it on a statement.

Can my therapist help with a custody case?

No. We provide therapy — not custody evaluations, expert testimony, or recommendations about parenting time. That work belongs to a court-appointed evaluator or forensic professional.

If we're subpoenaed or pulled into a legal proceeding, that time is billed at $250/hour — covering record review, prep, travel, courthouse waiting, testimony, and documentation. It's not a covered service and can't be billed to insurance.

Why does Rooted Rhythm have a membership at all?

Because real change happens between appointments as much as during them. The membership funds the Tuned In Institute — the courses, tools, and resources that keep progress going outside the one hour a week you're in the room with us.

Is the membership optional, or can I opt out?

It's part of how care works here — a standing monthly fee for every client household, not an add-on. Need-based assistance is available, and Medicaid families receive a full scholarship. If a required monthly fee genuinely won't work for your household, we'd rather tell you that now than after intake.

Is this more expensive than other practices?

Per month, often yes. Over the full course of care, many private-pay families tell us they spend less overall than expected — because the model is built around meaningful progress in a defined window, not indefinite ongoing therapy. Both things can be true, and which one matters more depends on your situation.

What if I can only afford part of this?

Tell us. We offer need-based assistance on membership fees and will talk through what's possible honestly. If we can't reach a number that works, we'll help you find care elsewhere.

Can I pause or stop at any time?

Yes. You can discontinue therapy whenever you need to — just talk with your therapist or our team about timing so we can close out care thoughtfully and stop billing correctly.

Ready to talk it through?

We're ready to help.

If this fits what your family needs, we'd love to meet you. If it doesn't, we still want you to find care that does.

All pricing on this page reflects current rates and is subject to change. Insurance benefit verification is an estimate, not a guarantee of coverage or payment.